MGIC (MTG) Reports Q4 Earnings: What Key Metrics Have to Say

Zacks Zacks
MGIC (MTG) Reports Q4 Earnings: What Key Metrics Have to Say

MGIC Investment (MTG) reported $297.8 million in revenue for the quarter ended December 2025, representing a year-over-year decline of 1.8%. EPS of $0.75 for the same period compares to $0.72 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $306.65 million, representing a surprise of -2.89%. The company delivered an EPS surprise of +3.21%, with the consensus EPS estimate being $0.73.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how MGIC performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Revenues- Net investment income: $61.61 million versus the two-analyst average estimate of $62.37 million. The reported number represents a year-over-year change of +0.5%. Revenues- Net premiums earned: $236.02 million versus $243.82 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -2.2% change. Revenues- Other revenue: $0.16 million versus $0.46 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -65% change.

View all Key Company Metrics for MGIC here>>>

Shares of MGIC have returned -7.7% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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