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TürkçeCompared to Estimates, Lincoln National (LNC) Q4 Earnings: A Look at Key Metrics
Lincoln National (LNC) reported $4.89 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 5.8%. EPS of $2.21 for the same period compares to $1.91 a year ago.
The reported revenue represents a surprise of +0.96% over the Zacks Consensus Estimate of $4.85 billion. With the consensus EPS estimate being $1.86, the EPS surprise was +18.71%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Lincoln National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Flows - Retirement Plan Services: $-998 million versus the three-analyst average estimate of $-858.63 million. Loss Ratio - Group Protection: 71.4% compared to the 73.6% average estimate based on three analysts. Net Flows - Annuities: $-1.23 billion compared to the $-1.18 billion average estimate based on three analysts. Net Flows - Life Insurance: $974 million versus the three-analyst average estimate of $768.21 million. Revenues- Fee income: $1.41 billion versus $1.43 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +1.4% change. Revenues- Insurance premiums: $1.67 billion versus the four-analyst average estimate of $1.66 billion. The reported number represents a year-over-year change of +5.4%. Revenues- Net investment income: $1.6 billion versus $1.5 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +11.3% change. Revenues- Annuities- Other revenues: $139 million compared to the $134.07 million average estimate based on three analysts. The reported number represents a change of +15.8% year over year. Revenues- Annuities: $1.31 billion versus $1.32 billion estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +7% change. Revenues- Retirement Plan Services: $352 million compared to the $346.96 million average estimate based on three analysts. The reported number represents a change of +4.5% year over year. Revenues- Life Insurance: $1.64 billion versus the three-analyst average estimate of $1.67 billion. The reported number represents a year-over-year change of +2.2%. Revenues- Group Protection: $1.54 billion versus the three-analyst average estimate of $1.5 billion. The reported number represents a year-over-year change of +8.3%.View all Key Company Metrics for Lincoln National here>>>
Shares of Lincoln National have returned -7.9% over the past month versus the Zacks S&P 500 composite's -0.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to Double
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Lincoln National Corporation (LNC): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).