Citizens Financial Group (CFG) reported $2.17 billion in revenue for the quarter ended March 2026, representing a year-over-year increase of 12%. EPS of $1.13 for the same period compares to $0.77 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $2.16 billion, representing a surprise of +0.38%. The company delivered an EPS surprise of +3.12%, with the consensus EPS estimate being $1.10.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Citizens Financial Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Return on average common equity: 8.2% versus the three-analyst average estimate of 7.7%. Net charge-offs: $138 million versus the three-analyst average estimate of $149.17 million. Net charge-offs as a % of average loans and leases: 0.4% versus 0.4% estimated by three analysts on average. Tangible book value per common share: $37.94 versus $38.30 estimated by three analysts on average. Average Balances - Total interest-earning assets: $201.93 billion versus $201.13 billion estimated by three analysts on average. Efficiency Ratio: 63.6% versus the three-analyst average estimate of 63.6%. Net Interest Margin: 3.1% versus 3.1% estimated by three analysts on average. Book value per common share: $56.48 versus $57.04 estimated by three analysts on average. Return on average total assets: 0.9% versus 0.9% estimated by three analysts on average. Common Equity Tier 1 Capital Ratio (CET1 Capital Ratio): 10.5% compared to the 10.5% average estimate based on two analysts. Total Capital Ratio: 13.7% versus the two-analyst average estimate of 13.7%. Tier 1 Capital Ratio: 11.7% versus the two-analyst average estimate of 11.8%.View all Key Company Metrics for Citizens Financial Group here>>>
Shares of Citizens Financial Group have returned +15.1% over the past month versus the Zacks S&P 500 composite's +6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Picks Stock Most Likely to "At Least Double"
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Citizens Financial Group, Inc. (CFG): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).