Axos Financial (AX) reported $392.25 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 27%. EPS of $1.90 for the same period compares to $1.81 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $368.05 million, representing a surprise of +6.58%. The company delivered an EPS surprise of -10.8%, with the consensus EPS estimate being $2.13.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Axos Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency ratio: 47.4% compared to the 54.5% average estimate based on five analysts. Net Interest Margin: 4.6% compared to the 4.7% average estimate based on five analysts. Average Balance - Total interest-earning assets: $26.79 billion versus $27.39 billion estimated by four analysts on average. Net annualized charge-offs to average loans: 0.3% compared to the 0.2% average estimate based on three analysts. Total non-performing assets: $181.11 million versus the two-analyst average estimate of $163.39 million. Total Non-Interest Income: $85.99 million versus the five-analyst average estimate of $45.39 million. Net Interest Income: $306.26 million versus the five-analyst average estimate of $317 million. Banking and service fees: $60.52 million versus the two-analyst average estimate of $30.37 million. Mortgage banking and servicing rights income: $3.7 million compared to the $1.35 million average estimate based on two analysts. Prepayment penalty fee income: $0.51 million versus the two-analyst average estimate of $0.75 million.View all Key Company Metrics for Axos Financial here>>>
Shares of Axos Financial have returned +10.4% over the past month versus the Zacks S&P 500 composite's +12.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Radical New Technology Could Hand Investors Huge Gains
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AXOS FINANCIAL, INC (AX): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).