Old Republic International (ORI) reported $2.51 billion in revenue for the quarter ended September 2026, representing a year-over-year increase of 8%. EPS of $0.73 for the same period compares to $1.11 a year ago.
The reported revenue represents a surprise of +0.54% over the Zacks Consensus Estimate of $2.49 billion. With the consensus EPS estimate being $0.77, the EPS surprise was -5.2%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Old Republic performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Specialty Insurance Segment - Loss Ratio: 64% compared to the 65.7% average estimate based on two analysts. Specialty Insurance Segment - Expense Ratio: 32% compared to the 32.3% average estimate based on two analysts. Title Insurance Segment - Combined Ratio: 96.1% compared to the 97.1% average estimate based on two analysts. Title Insurance Segment - Loss Ratio: 2.1% versus 3.5% estimated by two analysts on average. Operating Revenue- Specialty Insurance Segment- Net premiums earned: $1.44 billion versus the two-analyst average estimate of $1.42 billion. The reported number represents a year-over-year change of +9.7%. Operating Revenue- Specialty Insurance Segment- Net investment income: $162.3 million versus $162.15 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +5% change. Operating Revenue- Specialty Insurance Segment- Other income: $50.4 million versus $52.07 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -0.4% change. Operating Revenue- Corporate & Other: $6.5 million compared to the $9.18 million average estimate based on two analysts. The reported number represents a change of -48% year over year. Operating Revenue- Title Insurance Segment- Net investment income: $17.9 million versus $18.74 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +1.7% change. Operating Revenue- Specialty Insurance Segment: $1.66 billion versus $1.63 billion estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +8.9% change. Operating Revenue- Title Insurance Segment: $841.4 million compared to the $852.52 million average estimate based on two analysts. The reported number represents a change of +7.2% year over year. Operating Revenue- Title Insurance Segment- Net premiums earned: $823.3 million compared to the $834.18 million average estimate based on two analysts. The reported number represents a change of +7.3% year over year.View all Key Company Metrics for Old Republic here>>>
Shares of Old Republic have returned +4.9% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 Days
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This article originally published on Zacks Investment Research (zacks.com).