Business Context and Reporting Period
Company: Bank of the James Financial Group, Inc.
Filing Type: Form 8-K (Current Report)
Report Date: August 1, 2011
Reporting Period: Fiscal quarter ended June 30, 2011 (Second fiscal quarter).
Key Financial Metrics
The filing serves as a notification of the issuance of a press release regarding earnings for the period ended June 30, 2011. The specific financial data points—including revenue, profit, cash flow, margins, debt, and liquidity—are contained within the attached press release (Exhibit 99.1) and are not explicitly detailed in the text of this Form 8-K. Therefore, the filing text does not provide clear values for these metrics.
Material Changes
No material changes versus the prior comparable period are described in the body of this filing. The document solely references the announcement of results for the current quarter.
Guidance, Outlook, and Risks
Management Commentary: The Company issued a press release on July 31, 2011, announcing earnings results.
Legal Disclaimer: The information in this Current Report, including the attached press release, is not considered "filed" for purposes of Section 18 of the Exchange Act and is not subject to the liabilities of that section. It shall not be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.
Guidance and Risks: No specific guidance, outlook, risks, contingencies, or unusual items are detailed in the text of this filing.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release dated July 31, 2011) for specific revenue, net income, and earnings per share figures.
- Verify the Company's liquidity position and debt levels in the full quarterly report (Form 10-Q) rather than this summary filing.
- Note that the information in this 8-K is not incorporated by reference into other SEC filings.