Business Context and Reporting Period
Company: First Internet Bancorp
Filing Type: Form 8-K (Current Report)
Date of Report: July 27, 2020
Reporting Period: Second Quarter 2020 (referenced in investor presentation)
This filing serves as a Regulation FD disclosure to update the Company's investor presentation for the Second Quarter of 2020. The presentation is intended for use in meetings with investors and analysts.
Key Financial Metrics
The filing text does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are contained within the furnished Exhibit 99.1 (Investor Presentation), which is not included in the provided text.
Material Changes
No material changes to financial results or operations are detailed in the text of this Form 8-K. The filing solely announces the availability of an updated investor presentation.
Guidance, Outlook, and Risks
Management Commentary: The Company intends to use the updated investor presentation in meetings with investors and analysts.
Legal Status of Information: The information contained in this Item 7.01 and Exhibit 99.1 is being "furnished" and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934. Consequently, it is not subject to liability under Section 18 and shall not be incorporated by reference into other Company filings under the Securities Act or Exchange Act.
Emerging Growth Company: The registrant has indicated it is an emerging growth company.
Investor Verification Checklist
- Review Exhibit 99.1 (Investor Presentation Second Quarter 2020) for specific financial data, as the 8-K text contains no numerical results.
- Verify the legal disclaimer that the furnished presentation is not "filed" and carries different liability standards than standard SEC filings.
- Confirm the Company's status as an emerging growth company and any associated election regarding extended transition periods for accounting standards.
- Check the Nasdaq Stock Market for trading symbols INBK (Common Stock), INBKL (Subordinated Notes due 2026), and INBKZ (Subordinated Notes due 2029).