Business Context and Reporting Period
This Form 6-K is a report of a foreign private issuer filed by BANK OF MONTREAL for the month of August 2011, with a filing date of August 23, 2011. The registrant files annual reports under Form 40-F. The filing serves primarily to incorporate by reference specific exhibits into various SEC registration statements (Forms F-3 and S-8).
Key Financial Metrics
The filing text provided does not contain specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are contained within the attached exhibits, specifically the "Third Quarter 2011 Management's Discussion and Analysis" and "Third Quarter 2011 Consolidated Financial Statements," which are referenced but not detailed in the cover document.
Material Changes
No material changes versus the prior comparable period are described in the text of this Form 6-K. The document functions as a cover sheet to deliver the Third Quarter 2011 financial results and analysis via incorporation by reference.
Guidance, Outlook, and Risks
The filing text does not provide specific guidance, outlook, management commentary, risks, contingencies, or unusual items. Such information is located in Exhibit 99.1 (Management's Discussion and Analysis) and Exhibit 99.2 (Consolidated Financial Statements), which are attached to this report.
Investor Verification Checklist
- Verify the specific financial results for the third quarter of 2011 by reviewing Exhibit 99.1 (Management's Discussion and Analysis).
- Review the detailed Exhibit 99.2 (Consolidated Financial Statements) for audited or reviewed financial data.
- Confirm the incorporation of this report into the listed registration statements (File Nos. 333-173924, 33-96354, 333-175413, 333-175412, 333-113096, 333-14260, and 33-92112).
- Note that the report was signed by Thomas E. Flynn (Executive Vice-President & CFO) and Blair F. Morrison (Senior Vice-President, Deputy General Counsel & Corporate Secretary).