Here's What Key Metrics Tell Us About Principal Financial (PFG) Q4 Earnings
For the quarter ended December 2025, Principal Financial (PFG) reported revenue of $4.46 billion, up 9.2% over the same period last year. EPS came in at $2.19, compared to $1.94 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $4.11 billion, representing a surprise of +8.34%. The company delivered an EPS surprise of -1.72%, with the consensus EPS estimate being $2.23.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Principal Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Assets under management (AUM) - International Pension: $153.90 billion versus the four-analyst average estimate of $153.64 billion. Assets under management (AUM) - Investment Management: $593.90 billion versus the four-analyst average estimate of $611.14 billion. Revenue- Fees and other revenues: $1.14 billion compared to the $1.17 billion average estimate based on five analysts. The reported number represents a change of +1.9% year over year. Revenue- Net investment income: $1.2 billion compared to the $1.25 billion average estimate based on five analysts. The reported number represents a change of +7% year over year. Revenue- Premiums and other considerations: $2.1 billion versus $1.81 billion estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +15% change. Revenue- Principal Asset Management Segment- Fees and other revenues: $544.1 million versus $565.87 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +1.5% change. Revenue- Principal Asset Management Segment- Net investment income: $149.7 million versus $180.76 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -8.4% change. Revenue- Benefits and Protection Segment- Specialty Benefits- Fees and other revenues: $7.9 million versus $8.58 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -4.8% change. Revenue- Benefits and Protection Segment- Specialty Benefits- Premiums and other considerations: $837.9 million versus $835.76 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +2.8% change. Revenue- Benefits and Protection Segment- Specialty Benefits- Net Investment Income: $52.4 million compared to the $51.77 million average estimate based on four analysts. The reported number represents a change of +5.4% year over year. Revenue- Benefits and Protection Segment- Specialty Benefits- Total: $898.2 million versus $896.11 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +2.9% change. Revenue- Benefits and Protection Segment- Life Insurance- Fees and other revenues: $119.9 million versus $124.93 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +4.7% change.View all Key Company Metrics for Principal Financial here>>>
Shares of Principal Financial have returned +7.8% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks Names #1 Semiconductor Stock
This under-the-radar company specializes in semiconductor products that titans like NVIDIA don't build. It's uniquely positioned to take advantage of the next growth stage of this market. And it's just beginning to enter the spotlight, which is exactly where you want to be.
With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $971 billion by 2028.
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Principal Financial Group, Inc. (PFG): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).
