Kinsale Capital Group (KNSL) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
For the quarter ended December 2025, Kinsale Capital Group, Inc. (KNSL) reported revenue of $483.27 million, up 17.3% over the same period last year. EPS came in at $5.81, compared to $4.62 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $471.61 million, representing a surprise of +2.47%. The company delivered an EPS surprise of +9.59%, with the consensus EPS estimate being $5.30.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Kinsale Capital Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Expense Ratio: 21.6% versus 21% estimated by six analysts on average. Combined Ratio: 71.7% versus 75.2% estimated by six analysts on average. Loss Ratio: 50.1% versus the six-analyst average estimate of 53.9%. Revenues- Net investment income: $52.3 million versus the six-analyst average estimate of $52.66 million. The reported number represents a year-over-year change of +24.9%. Revenues- Other income: $0.41 million versus the six-analyst average estimate of $0.57 million. The reported number represents a year-over-year change of +16.6%. Revenues- Net Earned Premiums: $415.48 million versus the six-analyst average estimate of $404.39 million. The reported number represents a year-over-year change of +15.5%. Revenues- Fee Income: $10.06 million versus the five-analyst average estimate of $10.14 million. The reported number represents a year-over-year change of +17.7%.View all Key Company Metrics for Kinsale Capital Group here>>>
Shares of Kinsale Capital Group have returned +2.3% over the past month versus the Zacks S&P 500 composite's -0.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to Double
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Kinsale Capital Group, Inc. (KNSL): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).
