English
Русский
中文
Español
Português
Deutsch
한국어
Français
Italiano
TürkçeCompared to Estimates, Palomar (PLMR) Q4 Earnings: A Look at Key Metrics
Palomar (PLMR) reported $250.99 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 59.9%. EPS of $2.24 for the same period compares to $1.52 a year ago.
The reported revenue represents a surprise of +13.07% over the Zacks Consensus Estimate of $221.99 million. With the consensus EPS estimate being $2.06, the EPS surprise was +8.95%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Palomar performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Loss Ratio: 30.4% versus the five-analyst average estimate of 31%. Combined Ratio: 76.8% compared to the 75.5% average estimate based on four analysts. Expense Ratio: 46.4% versus the four-analyst average estimate of 44.5%. Adjusted combined ratio: 73.4% versus 73.1% estimated by two analysts on average. Revenues- Net investment income: $15.99 million compared to the $15.34 million average estimate based on five analysts. The reported number represents a change of +41.3% year over year. Revenues- Commission and other income: $1.54 million versus $1.1 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +105.5% change. Revenues- Net earned premiums: $233.46 million versus the five-analyst average estimate of $205.55 million. The reported number represents a year-over-year change of +61.1%.View all Key Company Metrics for Palomar here>>>
Shares of Palomar have returned +1.3% over the past month versus the Zacks S&P 500 composite's -0.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Picks Stock Most Likely to "At Least Double"
Our experts have revealed their Top 5 recommendations with money-doubling potential – and Director of Research Sheraz Mian believes one is superior to the others. Of course, all our picks aren’t winners but this one could far surpass earlier recommendations like Hims & Hers Health, which shot up +209%.
See Our Top Stock to Double (Plus 4 Runners Up) >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Palomar Holdings, Inc. (PLMR): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).