English
Русский
中文
Español
Português
日本語
Deutsch
Français
Italiano
TürkçeCompared to Estimates, Eastern Bankshares (EBC) Q4 Earnings: A Look at Key Metrics
Eastern Bankshares, Inc. (EBC) reported $283.5 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 25.6%. EPS of $0.44 for the same period compares to $0.34 a year ago.
The reported revenue represents a surprise of +0.39% over the Zacks Consensus Estimate of $282.41 million. With the consensus EPS estimate being $0.41, the EPS surprise was +7.32%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Eastern Bankshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency ratio (GAAP): 66.8% compared to the 59.2% average estimate based on three analysts. Net Interest Margin: 3.6% versus the three-analyst average estimate of 3.5%. Average Balance - Total interest-earning assets: $26.74 billion versus the two-analyst average estimate of $27.39 billion. Net Interest Income: $237.4 million compared to the $235.79 million average estimate based on three analysts. Total Noninterest Income: $46.1 million compared to the $45.92 million average estimate based on three analysts. Service charges on deposit accounts: $9.9 million compared to the $12.99 million average estimate based on two analysts. Other: $-0.7 million versus the two-analyst average estimate of $5.03 million. Interest rate swap income: $1.4 million versus $0.92 million estimated by two analysts on average. Card Income: $5.9 million compared to the $4.82 million average estimate based on two analysts. Investment advisory fees: $18.6 million versus $18.02 million estimated by two analysts on average.View all Key Company Metrics for Eastern Bankshares here>>>
Shares of Eastern Bankshares have returned +8% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.
This top pick is a little-known satellite-based communications firm. Space is projected to become a trillion dollar industry, and this company's customer base is growing fast. Analysts have forecasted a major revenue breakout in 2025. Of course, all our elite picks aren't winners but this one could far surpass earlier Zacks' Stocks Set to Double like Hims & Hers Health, which shot up +209%.
Free: See Our Top Stock And 4 Runners UpWant the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Eastern Bankshares, Inc. (EBC): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).