Byline Bancorp (BY) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

Zacks Zacks Zacks에서 열기
Byline Bancorp (BY) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

For the quarter ended March 2026, Byline Bancorp (BY) reported revenue of $112.4 million, up 9% over the same period last year. EPS came in at $0.83, compared to $0.65 in the year-ago quarter.

The reported revenue represents a surprise of -1.72% over the Zacks Consensus Estimate of $114.37 million. With the consensus EPS estimate being $0.74, the EPS surprise was +12.67%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Byline Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 49.8% versus the three-analyst average estimate of 51.9%. Net Interest Margin: 4.3% compared to the 4.3% average estimate based on three analysts. Average Balance - Total interest-earning assets: $9.35 billion versus the two-analyst average estimate of $9.32 billion. Net charge-offs of loans and leases: 0.3% compared to the 0.4% average estimate based on two analysts. Total Non-Interest Income: $12.54 million compared to the $14.76 million average estimate based on three analysts. Wealth management and trust income: $1.26 million versus $1.35 million estimated by two analysts on average. Net interest income, fully taxable equivalent: $100.06 million compared to the $99.54 million average estimate based on two analysts. Fees and service charges on deposits: $2.92 million compared to the $2.71 million average estimate based on two analysts. Net gains on sales of loans: $5.47 million compared to the $5.23 million average estimate based on two analysts. ATM and interchange fees: $0.93 million versus the two-analyst average estimate of $1.02 million. Net Interest Income: $99.86 million compared to the $99.3 million average estimate based on two analysts.

View all Key Company Metrics for Byline Bancorp here>>>

Shares of Byline Bancorp have returned +6.5% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Zacks' Research Chief Names "Stock Most Likely to Double"

Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.

This top pick is a little-known satellite-based communications firm. Space is projected to become a trillion dollar industry, and this company's customer base is growing fast. Analysts have forecasted a major revenue breakout in 2025. Of course, all our elite picks aren't winners but this one could far surpass earlier Zacks' Stocks Set to Double like Hims & Hers Health, which shot up +209%.

Free: See Our Top Stock And 4 Runners Up

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report


 
Byline Bancorp, Inc. (BY): Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research