Upstart Holdings UPST continues to expand its credit union footprint through new lending partnerships. Recently, Community Choice Credit Union (“CCCU”) selected Upstart’s marketplace to offer personal loans to more consumers.
In March 2026, CCCU partnered with Upstart to expand its personal lending program. On Upstart.com, eligible borrowers who satisfy CCCU’s credit criteria are presented with customized loan offers and then guided through a CCCU-branded experience to complete the online membership application and closing process.
Momentum in credit union partnerships has continued. This month, Upstart partnered with USF Credit Union, enabling the credit union to offer personal loans. Last month, the company also partnered with Justice Federal Credit Union to broaden its reach and effectively address the increasing consumer demand for accessible financial solutions. As more regional lenders adopt the platform, Upstart benefits from network effects and a broader, more diversified funding base.
At the same time, Upstart is strengthening its capital pipeline. In April 2026, the company secured a $1.25 billion forward-flow agreement with Fortress Investment Group to purchase consumer loans originated through its platform, supporting funding availability.
Upstart’s broader value proposition remains centered on AI-driven underwriting. The company connects millions of consumers with more than 100 banks and credit unions, while 91% of loans on its platform are fully automated, without any human intervention.
Over the past three months, shares of this Zacks Rank #3 (Hold) company have gained 11.9% compared with the industry's 5% growth.
Image Source: Zacks Investment Research
Stocks to Consider
Some better-ranked stocks from the Zacks-Financial Miscellaneous Services sector are Alerus Financial, Inc. ALRS and Chime Financial CHYM, each carrying a Zacks Rank #2 (Buy) at present. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
The Zacks Consensus Estimate for ALRS’s 2026 earnings per share (EPS) is pegged at $2.95, indicating a 12% increase from the prior-year period.
The Zacks Consensus Estimate for CHYM’s 2026 EPS is pinned at 30 cents, suggesting a year-over-year surge of 107%.
Radical New Technology Could Hand Investors Huge Gains
Quantum Computing is the next technological revolution, and it could be even more advanced than AI.
While some believed the technology was years away, it is already present and moving fast. Large hyperscalers, such as Microsoft, Google, Amazon, Oracle, and even Meta and Tesla, are scrambling to integrate quantum computing into their infrastructure.
Senior Stock Strategist Kevin Cook reveals 7 carefully selected stocks poised to dominate the quantum computing landscape in his report, Beyond AI: The Quantum Leap in Computing Power .
Kevin was among the early experts who recognized NVIDIA's enormous potential back in 2016. Now, he has keyed in on what could be "the next big thing" in quantum computing supremacy. Today, you have a rare chance to position your portfolio at the forefront of this opportunity.
See Top Quantum Stocks Now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Alerus Financial (ALRS): Free Stock Analysis Report
Upstart Holdings, Inc. (UPST): Free Stock Analysis Report
Chime Financial, Inc. (CHYM): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).