Sallie Mae (SLM) reported $339.32 million in revenue for the quarter ended September 2026, representing a year-over-year decline of 9%. EPS of -$0.19 for the same period compares to $0.63 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $353.66 million, representing a surprise of -4.05%. The company delivered an EPS surprise of -258.33%, with the consensus EPS estimate being $0.12.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Sallie Mae performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 4.9% versus 4.9% estimated by two analysts on average. Efficiency Ratio: 58.8% versus 47.7% estimated by two analysts on average. Net Interest Income: $339.32 million versus the two-analyst average estimate of $349.1 million. Gains (losses) on sales of loans, net: $3.65 million versus the two-analyst average estimate of $47.28 million. Total Non-Interest Income: $36.15 million versus $102.97 million estimated by two analysts on average.View all Key Company Metrics for Sallie Mae here>>>
Shares of Sallie Mae have returned -3.3% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 Days
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This article originally published on Zacks Investment Research (zacks.com).