Business Context and Reporting Period
This Form 8-K is filed by Care Investment Trust Inc. (not Tiptree Inc.) on April 9, 2012, reporting events occurring on April 5, 2012. The filing announces the results of operations and financial condition for the quarter and fiscal year ended December 31, 2011.
Key Financial Metrics
The filing text does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are contained within the press release attached as Exhibit 99.1, which is incorporated by reference but not reproduced in the provided text.
Material Changes
The filing references the announcement of financial results for the period ended December 31, 2011, but does not detail specific material changes or comparisons to prior periods within the text of this Form 8-K.
Guidance, Outlook, and Risks
- Non-GAAP Measures: The earnings release referenced in the filing contains non-GAAP financial measures. Reconciliations to GAAP measures are provided in the attached exhibit.
- Regulation FD: The disclosure is furnished under Regulation FD and is not considered "filed" for purposes of Section 18 of the Securities Exchange Act of 1934.
- Outlook: No specific forward-looking guidance or management commentary is included in the text of this filing.
Investor Verification Checklist
- Verify the specific financial results (revenue, net income, cash flow) by reviewing Exhibit 99.1 (Press Release dated April 5, 2012).
- Review the reconciliation schedules in the press release to understand the differences between non-GAAP and GAAP measures.
- Confirm the registrant name is Care Investment Trust Inc., as the input metadata referenced "Tiptree Inc." which does not match the filing.