Business Context and Reporting Period
This Form 8-K is a current report filed by First PacTrust Bancorp, Inc. (not Banc of California, Inc.) on November 8, 2012. The filing announces the release of earnings results for the three and nine months ended September 30, 2012, and the scheduling of an Investor Day presentation.
Key Financial Metrics
The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are contained within the attached earnings release (Exhibit 99.1), which is referenced but not included in the provided text.
Material Changes
No material changes to financial condition or operations are detailed in the text of this filing. The document serves solely to notify investors of the availability of the Q3 2012 earnings release and the upcoming Investor Day event.
Guidance, Outlook, and Events
- Earnings Release: Issued on November 8, 2012, covering the three and nine months ended September 30, 2012.
- Investor Day: Scheduled for November 8, 2012, at 9:00 am PST at the Riviera Country Club in Pacific Palisades, California.
- Access: The presentation is available via live audio webcast and recording on the company's investor relations website.
- Legal Status: Information in Items 2.02 and 7.01 is not deemed "filed" under Section 18 of the Securities Exchange Act of 1934 and will not be incorporated by reference into other filings unless expressly stated.
Investor Verification Checklist
- Verify the specific financial results (revenue, net income, EPS) in the attached Exhibit 99.1 (Press Release).
- Review the strategic outlook and guidance provided in Exhibit 99.2 (Investor Presentation Materials).
- Confirm the company name is First PacTrust Bancorp, Inc. and not Banc of California, Inc.
- Check the company website for the audio recording of the Investor Day presentation if the live event has passed.