Business Context and Reporting Period
Company: Capital One Financial Corporation
Filing Type: Form 8-K (Current Report)
Date of Report: January 26, 2016
Reporting Period: Fourth Quarter ended December 31, 2015
This filing serves as a notification that the Company has issued a press release and financial supplement regarding its fourth-quarter 2015 results. The detailed financial data is contained in attached Exhibits 99.1 and 99.2, which are incorporated by reference but not included in the text of this 8-K.
Key Financial Metrics
The text of this Form 8-K does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are referenced as being available in the attached Press Release (Exhibit 99.1) and Financial Supplement (Exhibit 99.2).
Material Changes
No specific material changes versus the prior comparable period are detailed in the body of this filing. The filing indicates that the Company has announced its results for the period, but the specific variances and performance details are located in the referenced exhibits.
Guidance, Outlook, and Management Commentary
Management Commentary: The Company has issued a press release and financial supplement containing management's discussion of the results.
Conference Call: An earnings conference call was scheduled for January 26, 2016, at 5:00 PM Eastern Time. A webcast replay was available on the Company's website through February 9, 2016.
Risks and Contingencies: No specific risks or contingencies are detailed in this filing text. The filing notes that information furnished pursuant to Item 2.02 is not deemed "filed" under Section 18 of the Securities Exchange Act of 1934.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific fourth-quarter 2015 revenue, net income, and earnings per share figures.
- Examine Exhibit 99.2 (Financial Supplement) for detailed liquidity, debt levels, and non-GAAP reconciliations.
- Access the archived earnings conference call webcast on the Capital One Investor Center for management's qualitative outlook and Q&A.
- Verify the reconciliation of non-GAAP financial measures provided in the financial supplement.