TMP

SEC Filing Summary: Form 13F-HR

Business Context and Reporting Period

Company: Tompkins Financial Corp
Filing Type: Form 13F-HR (Quarterly Report of Holdings)
Reporting Period: Ended June 30, 2005
Context: This filing discloses the equity securities held by Tompkins Financial Corp, a registered investment adviser, as of the end of the second quarter of 2005. The report details holdings across various sectors, including financials, technology, healthcare, and consumer staples.

Key Financial Metrics

Total Portfolio Value: $308,382,000 (Reported in thousands)
Total Shares Held: 7,855,777
Voting Authority Breakdown:

• Sole Discretion: 7,235,260 shares
• Shared Discretion: 0 shares
• None (Defined/Other): 620,517 shares

Top 5 Holdings by Value:

1. Tompkins Trust Co Inc: $45,300,000 (990,138 shares)
2. Exxon Mobil Corp: $15,601,000 (271,467 shares)
3. General Electric Co: $14,038,000 (405,275 shares)
4. Johnson & Johnson: $8,244,000 (126,836 shares)
5. Microsoft Corp: $5,231,000 (210,634 shares)

Notable Sector Exposure: Significant concentration in Financials (including a large position in the filer's own subsidiary, Tompkins Trust Co), Energy (Exxon Mobil, Chevron), and Technology (Microsoft, Intel, Cisco).

Material Changes

Comparison Data: The filing text provided does not contain data for the prior comparable period (March 31, 2005). Therefore, specific material changes in share counts or portfolio value cannot be calculated from this document alone.

Guidance, Outlook, and Risks

Management Commentary: Form 13F filings are statutory disclosures of holdings and do not contain management commentary, forward-looking guidance, or strategic outlooks.
Risks and Contingencies: No specific risks or contingencies are disclosed in this format. The filing indicates the presence of "Defined" voting authority for certain positions (e.g., Seagate Technology, AES Corp), implying the manager may not have full voting control over those specific shares, which is a standard disclosure rather than a specific risk event.

Investor Verification Checklist

• Self-Holding Concentration: Verify the impact of the $45.3 million position in Tompkins Trust Co (the filer's own subsidiary) on the reported portfolio concentration.
• Voting Rights: Confirm the status of the 620,517 shares held with "None" voting authority to understand the extent of control over those specific positions.
• Portfolio Turnover: Compare this list against the Q1 2005 13F filing to identify significant buys or sells in top holdings like Exxon Mobil and General Electric.
• Valuation Accuracy: Note that values are reported in thousands; ensure calculations for total assets under management (AUM) account for the full scale of the portfolio.