X Financial current report, Q4 FY2021

Business Context and Reporting Period

X Financial, a foreign private issuer headquartered in Shenzhen, China, filed Form 6-K on November 22, 2021. The filing covers the month of November 2021 and serves to disseminate the company's Third Quarter 2021 unaudited financial results via an attached press release (Exhibit 99.1).

Key Financial Metrics

The provided filing text contains only the cover page and exhibit index. It does not include the actual financial data from the attached press release. Consequently, specific values for revenue, profit, cash flow, margins, debt, and liquidity are not present in the source text.

Material Changes

The filing text does not provide comparative data or details regarding material changes versus the prior comparable period.

Guidance, Outlook, and Risks

Management commentary, forward-looking guidance, risk factors, contingencies, and unusual items are not detailed in the provided text. The document references a press release containing these details but does not reproduce the content.

Investor Verification Checklist

  • Verify the specific revenue and net income figures for Q3 2021 by reviewing Exhibit 99.1 (the press release).
  • Confirm year-over-year growth rates and margin trends not included in this summary.
  • Review the full text of the press release for any updated guidance or material risk disclosures.
  • Check for any unusual items or one-time charges mentioned in the unaudited results.