Financials

  • Market Capitalization 15.7 B
  • Employee 2 206
  • Founded 2012
  • CEO Max Levchin
  • Website www.affirm.com
  • Headquarter Nevada, United States
  • FIGI BBG00Y7BP8Y1
  • Industry Technology
Total revenue
Net income
Basic earnings per share (Basic EPS)
Total debt
Free cash flow
Cash & equivalents
Price to earnings ratio
460.93
Price to sales ratio
7.31
Dividends per share
Dividend yield %

Affirm Holdings Inc - Class A

Affirm Holdings, Inc. is an American financial technology company and a point-of-sale lender. Founded in 2012 by PayPal co-founder Max Levchin, it is the largest U.S. based buy now, pay later financier. As of 2025, Affirm reports nearly 26 million users and processing $37 billion in annual payments. Affirm offers unsecured installment loans at the point-of-sale through various methods. These include payment links at online checkout, payment options at self-checkout kiosks, integration into third-party digital wallets, and virtual or physical cards. The company generates revenue by applying a service fee to sellers, charging interest to borrowers, or both, and does not charge a late fee. Affirm also offers a savings account and a debit card. The lender says its loan underwriting involves evaluating transactions by considering credit scores and other pertinent factors, while also incorporating machine learning. Affirm's services are available in the U.S., Canada and the U.K.

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