Compared to Estimates, Five Star Bancorp (FSBC) Q4 Earnings: A Look at Key Metrics
Five Star Bancorp (FSBC) reported $43.47 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 23.7%. EPS of $0.83 for the same period compares to $0.63 a year ago.
The reported revenue represents a surprise of +2.88% over the Zacks Consensus Estimate of $42.25 million. With the consensus EPS estimate being $0.77, the EPS surprise was +7.79%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Five Star Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency ratio: 40.6% compared to the 40.9% average estimate based on two analysts. Net interest margin: 3.7% versus the two-analyst average estimate of 3.6%. Non-interest income: $1.4 million versus $1.5 million estimated by two analysts on average. Net interest income: $42.07 million versus the two-analyst average estimate of $40.75 million.View all Key Company Metrics for Five Star Bancorp here>>>
Shares of Five Star Bancorp have returned +4.7% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks Names #1 Semiconductor Stock
This under-the-radar company specializes in semiconductor products that titans like NVIDIA don't build. It's uniquely positioned to take advantage of the next growth stage of this market. And it's just beginning to enter the spotlight, which is exactly where you want to be.
With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $971 billion by 2028.
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Five Star Bancorp (FSBC): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).
