For the quarter ended March 2026, Hilltop Holdings (HTH) reported revenue of $300.51 million, down 5.6% over the same period last year. EPS came in at $0.64, compared to $0.65 in the year-ago quarter.
The reported revenue represents a surprise of -2.71% over the Zacks Consensus Estimate of $308.88 million. With the consensus EPS estimate being $0.50, the EPS surprise was +28%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Hilltop Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Average Outstanding Balance - Interest-earning assets, gross: $14.44 billion versus $14.84 billion estimated by three analysts on average. Non-accrual loans: $61.01 million versus $52.06 million estimated by three analysts on average. Net Interest Margin: 3.1% versus the three-analyst average estimate of 3%. Non-performing assets: $69.48 million versus the three-analyst average estimate of $61.5 million. Efficiency Ratio: 55.5% compared to the 82.8% average estimate based on two analysts. Net Interest Income (FTE): $112.87 million versus $110.56 million estimated by three analysts on average. Net Interest Income: $112.1 million versus the three-analyst average estimate of $109.73 million. Total Noninterest Income: $188.42 million versus the three-analyst average estimate of $199.16 million. Investment banking, advisory and administrative fees: $36.92 million versus the two-analyst average estimate of $45.87 million. Mortgage loan origination fees: $21.91 million versus the two-analyst average estimate of $25.29 million. Net gains from sale of loans and other mortgage production income: $50.97 million versus $53.02 million estimated by two analysts on average. Principal transactions, commissions and fees: $66.53 million versus $52.27 million estimated by two analysts on average.View all Key Company Metrics for Hilltop Holdings here>>>
Shares of Hilltop Holdings have returned +5.6% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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Hilltop Holdings Inc. (HTH): Free Stock Analysis Report
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