RBB (RBB) reported $36.87 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 13.2%. EPS of $0.74 for the same period compares to $0.59 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $34.04 million, representing a surprise of +8.3%. The company delivered an EPS surprise of +29.83%, with the consensus EPS estimate being $0.57.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how RBB performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net charge-offs to average loans: 0% versus 0.1% estimated by three analysts on average. Efficiency Ratio: 53% compared to the 55.3% average estimate based on three analysts. Net interest margin: 3.2% versus 3.1% estimated by three analysts on average. Tier 1 risk-based capital ratio: 18.4% compared to the 18.2% average estimate based on two analysts. Tier 1 leverage ratio: 11.8% versus the two-analyst average estimate of 12%. Total risk-based capital ratio: 22.1% compared to the 23.5% average estimate based on two analysts. Net interest income before provision for credit losses: $31.76 million versus $31.09 million estimated by three analysts on average. Gain on sale of loans: $0.09 million versus $0.57 million estimated by three analysts on average. Total noninterest income: $5.11 million versus the three-analyst average estimate of $2.84 million. Net interest income/interest rate spreads (tax-equivalent basis): $31.79 million compared to the $31.4 million average estimate based on two analysts. Loan servicing fees, net of amortization: $0.53 million compared to the $0.54 million average estimate based on two analysts. Increase in cash surrender value of life insurance: $0.45 million versus $0.44 million estimated by two analysts on average.View all Key Company Metrics for RBB here>>>
Shares of RBB have returned -3.6% over the past month versus the Zacks S&P 500 composite's +1.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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