Here's What Key Metrics Tell Us About Peoples Bancorp (PEBO) Q3 Earnings

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Here's What Key Metrics Tell Us About Peoples Bancorp (PEBO) Q3 Earnings

Peoples Bancorp (PEBO) reported $119.49 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 3.7%. EPS of $1.04 for the same period compares to $0.90 a year ago.

The reported revenue represents a surprise of -2.85% over the Zacks Consensus Estimate of $122.99 million. With the consensus EPS estimate being $0.92, the EPS surprise was +13.04%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Peoples Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Balance - Total earning assets: $8.59 billion compared to the $8.72 billion average estimate based on five analysts. Net Interest Margin: 4.3% versus 4.3% estimated by five analysts on average. Net charge-offs as a percent of average total loans (annualized): 0.4% versus the five-analyst average estimate of 0.3%. Efficiency ratio: 58.5% versus 59.9% estimated by five analysts on average. Total Non-interest income: $25.65 million versus the five-analyst average estimate of $29.07 million. Net Interest Income: $93.84 million versus $93.89 million estimated by four analysts on average. Bank owned life insurance income: $1.36 million versus the three-analyst average estimate of $1.2 million. Insurance income: $4.22 million versus $4.49 million estimated by three analysts on average. Deposit account service charges: $4.68 million compared to the $4.51 million average estimate based on three analysts. Mortgage banking income: $0.58 million compared to the $0.64 million average estimate based on three analysts. Electronic banking income: $6.65 million versus $6.61 million estimated by three analysts on average. Net Interest Income on a fully tax-equivalent basis: $94.05 million compared to the $93.87 million average estimate based on three analysts.

View all Key Company Metrics for Peoples Bancorp here>>>

Shares of Peoples Bancorp have returned -6.6% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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