BANK OF THE JAMES FINANCIAL GROUP INC current report, 22 July 2005

Business Context and Reporting Period

Company: Bank of the James Financial Group, Inc.
Filing Type: Form 8-K (Current Report)
Date of Report: July 22, 2005
Reporting Period: Fiscal quarter ended June 30, 2005 (Second fiscal quarter).

Key Financial Metrics

The filing serves as a notification of the issuance of a press release regarding earnings. The text of this Form 8-K does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These details are contained in the attached press release (Exhibit 99.1), which is not included in the provided source text.

Material Changes

No material changes or comparative financial data are disclosed within the body of this filing. The document solely references the announcement of results for the period ended June 30, 2005.

Guidance, Outlook, and Risks

The filing contains no management commentary, forward-looking guidance, risk factors, or discussion of contingencies. It strictly reports the timing of the earnings announcement.

Investor Verification Checklist

  • Review the attached press release (Exhibit 99.1) for specific earnings figures, as they are absent from the 8-K text.
  • Verify the company's performance against the prior comparable period using the full press release.
  • Confirm the date of the earnings announcement (July 22, 2005) aligns with market expectations.