Business Context and Reporting Period
Company: Five Star Bancorp (FSBC)
Filing Type: Form 8-K (Current Report)
Report Date: January 31, 2022
Reporting Period: Fourth quarter and full year ended December 31, 2021
Context: The filing announces the release of financial results for the quarter and year ended December 31, 2021, via a press release (Exhibit 99.1) and an investor presentation (Exhibit 99.2). The company is classified as an emerging growth company.
Key Financial Metrics
The provided text serves as a cover report referencing attached exhibits for detailed data. Consequently, specific numerical values for revenue, profit, cash flow, margins, debt, and liquidity are not present in this filing text. Investors must refer to the attached press release (Exhibit 99.1) or the 10-Q/10-K filings for quantitative metrics.
Material Changes
The filing text does not explicitly detail material changes in financial condition or operations compared to prior periods. It solely confirms the issuance of results for the period ended December 31, 2021.
Guidance, Outlook, and Management Commentary
- Earnings Call: Scheduled for February 1, 2022, at 10:00 am PT / 1:00 pm ET to discuss fourth quarter and year-end 2021 results.
- Investor Presentation: A presentation to be used during the earnings call is attached as Exhibit 99.2.
- Legal Disclaimer: Information furnished under Items 2.02 and 7.01 is not deemed "filed" under Section 18 of the Exchange Act and is not incorporated by reference into other filings unless expressly stated.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific revenue, net income, and earnings per share figures for Q4 and FY 2021.
- Examine Exhibit 99.2 (Investor Presentation) for management's outlook, strategic initiatives, and risk factors.
- Verify the company's status as an emerging growth company and any associated accounting standard elections.
- Confirm the details of the earnings call scheduled for February 1, 2022, for real-time management commentary.