PROVIDENT FINANCIAL HOLDINGS INC current report, Q4 FY2009

Business Context and Reporting Period

Company: Provident Financial Holdings, Inc.
Filing Type: Form 8-K (Current Report)
Date of Report: October 29, 2009
Event: Announcement of a quarterly cash dividend.

Key Financial Metrics

This filing does not contain comprehensive financial statements. The only specific financial metric disclosed is the dividend declaration:

  • Dividend Amount: $0.01 per share on outstanding common stock.
  • Record Date: November 20, 2009.
  • Payment Date: December 16, 2009.

Revenue, profit, cash flow, margins, debt, and liquidity figures are not provided in this document.

Material Changes

The filing reports a corporate action (dividend declaration) rather than a change in financial performance. No comparative financial data or material changes to operations are detailed in this text.

Guidance, Outlook, and Risks

The filing contains no management commentary, forward-looking guidance, risk factors, or discussion of contingencies. It strictly reports the dividend event and incorporates the associated news release by reference.

Investor Verification Checklist

  • Verify the total number of outstanding shares to calculate the aggregate dividend payout.
  • Confirm the record date (November 20, 2009) to ensure eligibility for the dividend.
  • Review the attached Exhibit 99.1 (News Release) for any additional context regarding the dividend decision.
  • Consult the company's most recent 10-Q or 10-K for underlying financial performance metrics not included in this 8-K.