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TürkçeCompared to Estimates, Enterprise Financial Services (EFSC) Q4 Earnings: A Look at Key Metrics
For the quarter ended December 2025, Enterprise Financial Services (EFSC) reported revenue of $193.59 million, up 15.9% over the same period last year. EPS came in at $1.36, compared to $1.32 in the year-ago quarter.
The reported revenue represents a surprise of +4.9% over the Zacks Consensus Estimate of $184.55 million. With the consensus EPS estimate being $1.37, the EPS surprise was -0.37%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Enterprise Financial Services performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 59.2% versus 59.9% estimated by three analysts on average. Net Interest Margin: 4.3% compared to the 4.2% average estimate based on three analysts. Net charge-offs to average loans: 0.7% versus the two-analyst average estimate of 0.2%. Average Balance - Total interest earning assets: $15.97 billion versus the two-analyst average estimate of $15.82 billion. Total Noninterest Income: $25.41 million compared to the $19.22 million average estimate based on three analysts. Net interest income (FTE): $171.65 million compared to the $168.57 million average estimate based on two analysts. Net Interest Income: $168.17 million versus the two-analyst average estimate of $165.22 million. Other income: $11.89 million versus $5.25 million estimated by two analysts on average. Tax credit income: $3.18 million versus $2.75 million estimated by two analysts on average. Deposit service charges: $5.08 million versus $5 million estimated by two analysts on average. Card services revenue: $2.62 million versus $2.78 million estimated by two analysts on average. Wealth management income: $2.64 million compared to the $2.8 million average estimate based on two analysts.View all Key Company Metrics for Enterprise Financial Services here>>>
Shares of Enterprise Financial Services have returned +0.3% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks Names #1 Semiconductor Stock
This under-the-radar company specializes in semiconductor products that titans like NVIDIA don't build. It's uniquely positioned to take advantage of the next growth stage of this market. And it's just beginning to enter the spotlight, which is exactly where you want to be.
With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $971 billion by 2028.
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Enterprise Financial Services Corporation (EFSC): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).