SiriusPoint Set to Report Q4 Earnings: What's in Store?

SiriusPoint SPNT is expected to witness an improvement in its top and bottom lines when it reports fourth-quarter 2025 results on Feb. 18, after the closing bell.

The Zacks Consensus Estimate for SPNT’s fourth-quarter revenues is pegged at $776.1 million, indicating 26.6% growth from the year-ago reported figure.

The consensus estimate for earnings is pegged at 54 cents per share. The Zacks Consensus Estimate for SPNT’s fourth-quarter earnings
witnessed 2 cents northward movement in the past 30 days. The estimate indicates year-over-year growth of 515.4%.

Solid Earnings Surprise History

SiriusPoint’s earnings beat the Zacks Consensus Estimates in the three reported quarters of 2025, with the average surprise being 49.16%.

What the Zacks Model Unveils for SPNT

Our proven model does not conclusively predict an earnings beat for SiriusPoint this time around. This is because a stock needs to have the right combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold), which increases the chances of an earnings beat. This is not the case, as you can see below.

You can uncover the best stocks before they are reported with our Earnings ESP Filter.

Earnings ESP: SPNT has an Earnings ESP of 0.00%. This is because both the Most Accurate Estimate and the Zacks Consensus Estimate are pegged at 54 cents per share.

SiriusPoint Ltd. Price and EPS Surprise

SiriusPoint Ltd. price-eps-surprise | SiriusPoint Ltd. Quote

Zacks Rank: SPNT carries a Zacks Rank #3 at present.

You can see the complete list of today’s Zacks #1 Rank stocks here.

Factors Likely to Shape Q4 Results

SiriusPoint’s fourth-quarter results are likely to be aided by better performance at both Insurance & Services as well as Reinsurance segments.
Premiums in the to-be-reported quarter are likely have been aided by better performances at the Insurance & Services segment, including expansion of Surety, growth across A&H, including Life, continued strategic organic and new program growth in international P&C business,  specifically London MGAs.

An improvement in premium is likely to have favored top-line improvement in the to-be- reported quarter.

Expenses are likely to have increased due to loss and loss adjustment expenses.

Prudent underwriting, coupled with a not-so-active cat environment, is likely to have aided improvement in the combined ratio. 

Share buybacks are likely to have provided additional upside to the bottom line.

SPNT’s Price Performance & Valuation

The stock outperformed the industry, sector and the S&P 500 in the fourth quarter of 2025. 

Image Source: Zacks Investment Research

The stock is trading at a price-to-book ratio of 1.2, lower than the industry’s 2.61.

Image Source: Zacks Investment Research

Stocks to Consider

Some finance stocks with the right combination of elements to deliver an earnings beat this time around are:

American Integrity Insurance Group AII has an Earnings ESP of +5.40% and a Zacks Rank of 3 at present. The Zacks Consensus Estimate for fourth-quarter 2025 earnings is pegged at 79 cents per share.

AII’s earnings beat estimates in the three reported quarters of 2025. 

Skyward Specialty SKWD has an Earnings ESP of +0.86 and a Zacks Rank of 3 at present. The Zacks Consensus Estimate for fourth-quarter 2025 earnings is pegged at 93 cents per share, indicating a year-over-year increase of 16.2%/

SKWD’s earnings beat estimates in each of the last four reported quarters.

American Bitcoin ABTC has an Earnings ESP of +33.33% and a Zacks Rank of 3 at present. The Zacks Consensus Estimate for fourth-quarter 2025 earnings is pegged at 2 cents per share, indicating a year-over-year decrease of 94.3%.

Free Report: Profiting from the 2nd Wave of AI Explosion

The next phase of the AI explosion is poised to create significant wealth for investors, especially those who get in early. It will add literally trillion of dollars to the economy and revolutionize nearly every part of our lives.

Investors who bought shares like Nvidia at the right time have had a shot at huge gains.

But the rocket ride in the "first wave" of AI stocks may soon come to an end. The sharp upward trajectory of these stocks will begin to level off, leaving exponential growth to a new wave of cutting-edge companies.

Zacks'  AI Boom 2.0: The Second Wave report reveals 4 under-the-radar companies that may soon be shining stars of AI’s next leap forward.

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report

This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research