Peoples Bancorp (PEBO) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
For the quarter ended December 2025, Peoples Bancorp (PEBO) reported revenue of $117.32 million, up 5.1% over the same period last year. EPS came in at $0.93, compared to $0.82 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $118.15 million, representing a surprise of -0.7%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.88.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Peoples Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Balance - Total earning assets: $8.71 billion versus the three-analyst average estimate of $8.73 billion. Net Interest Margin: 4.1% versus the three-analyst average estimate of 4.1%. Efficiency ratio: 57.8% versus the three-analyst average estimate of 59.6%. Net charge-offs as a percent of average total loans (annualized): 0.4% versus 0.4% estimated by two analysts on average. Mortgage banking income: $0.54 million versus the three-analyst average estimate of $0.2 million. Total Non-interest income: $26.27 million compared to the $27.03 million average estimate based on three analysts. Electronic banking income: $6.33 million compared to the $6.53 million average estimate based on two analysts. Bank owned life insurance income: $1.17 million versus the two-analyst average estimate of $1.18 million. Insurance income: $4.52 million versus $4.55 million estimated by two analysts on average. Deposit account service charges: $4.62 million versus the two-analyst average estimate of $4.33 million. Net Interest Income: $91.05 million versus $91.23 million estimated by two analysts on average. Net interest income on a fully tax-equivalent basis: $91.32 million compared to the $91.42 million average estimate based on two analysts.View all Key Company Metrics for Peoples Bancorp here>>>
Shares of Peoples Bancorp have returned +0.8% over the past month versus the Zacks S&P 500 composite's +1.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.5 Stocks Set to Double
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Peoples Bancorp Inc. (PEBO): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).
