Simmons First National (SFNC) reported $254.28 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 9.6%. EPS of $0.54 for the same period compares to $0.46 a year ago.
The reported revenue represents a surprise of -0.06% over the Zacks Consensus Estimate of $254.45 million. With the consensus EPS estimate being $0.53, the EPS surprise was +1.89%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Simmons First National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 71.6% compared to the 55.3% average estimate based on five analysts. Net Interest Margin: 3.9% versus 3.9% estimated by five analysts on average. Annualized net charge offs to average loans: 0.3% versus the five-analyst average estimate of 0.2%. Total interest earning assets (FTE) - Average Balance: $20.96 billion compared to the $21.44 billion average estimate based on four analysts. Total nonperforming loans: $179.89 million compared to the $163.53 million average estimate based on three analysts. Total nonperforming assets: $187.03 million compared to the $175.31 million average estimate based on three analysts. Total risk-based capital ratio: 14.8% versus 14.4% estimated by two analysts on average. Tier 1 risk-based capital ratio: 12.1% compared to the 11.6% average estimate based on two analysts. Total Non-Interest Income: $47.19 million compared to the $46.94 million average estimate based on five analysts. Net Interest Income - FTE: $207.09 million compared to the $208.11 million average estimate based on five analysts. Net Interest Income: $203.98 million versus $204.46 million estimated by four analysts on average. Service charges on deposit accounts: $13.61 million versus $12.5 million estimated by four analysts on average.View all Key Company Metrics for Simmons First National here>>>
Shares of Simmons First National have returned -3.3% over the past month versus the Zacks S&P 500 composite's +1.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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Simmons First National Corporation (SFNC): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).