Customers Bancorp (CUBI) reported $239.44 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 3.2%. EPS of $2.27 for the same period compares to $2.20 a year ago.
The reported revenue represents a surprise of +1.29% over the Zacks Consensus Estimate of $236.4 million. With the consensus EPS estimate being $2.15, the EPS surprise was +5.58%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Customers Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 47.2% compared to the 49% average estimate based on seven analysts. Average Balance - Total interest-earning assets: $25.92 billion compared to the $25.38 billion average estimate based on six analysts. Annualized net charge-offs to average loans and leases: 0.3% versus the six-analyst average estimate of 0.4%. Net Interest Margin: 3.2% versus the six-analyst average estimate of 3.2%. Nonaccrual / non-performing loans: $53.44 million versus the two-analyst average estimate of $56.02 million. Tier 1 capital to average assets (leverage ratio): 9.1% versus the two-analyst average estimate of 9.1%. Non-Performing Assets: $79.03 million versus $85.66 million estimated by two analysts on average. Total Non-Interest Income: $31.37 million versus $32.73 million estimated by seven analysts on average. Net Interest Income: $208.08 million compared to the $203.94 million average estimate based on six analysts. Commercial lease income: $15.96 million versus the five-analyst average estimate of $15.55 million. Loan fees: $6.25 million versus the five-analyst average estimate of $8.55 million. Net interest income tax equivalent: $208.75 million compared to the $204.41 million average estimate based on four analysts.View all Key Company Metrics for Customers Bancorp here>>>
Shares of Customers Bancorp have returned -0.5% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 Days
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Customers Bancorp, Inc (CUBI): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).