BANK OF MONTREAL current report, Q4 FY2016

Business Context and Reporting Period

This Form 6-K is a report of a foreign private issuer filed by the Bank of Montreal for the month of October 2016, with a filing date of October 13, 2016. The registrant files annual reports under Form 40-F. The primary purpose of this filing is to incorporate by reference a press release regarding an increase to a preferred share issue.

Key Financial Metrics

The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. This document serves as a procedural filing to distribute a press release rather than a comprehensive financial statement.

Material Changes

The material change disclosed in this filing is the announcement of an increase to a preferred share issue. No comparative financial data or year-over-year changes are detailed within the text of this specific Form 6-K.

Guidance, Outlook, and Risks

The filing does not contain management commentary, forward-looking guidance, or a discussion of risks and contingencies. The content is limited to the incorporation of the press release described in Exhibit 99.1.

Investor Verification Checklist

  • Verify the specific terms and size of the preferred share issue increase referenced in Exhibit 99.1.
  • Review the full text of the press release to understand the pricing and timing of the issuance.
  • Confirm the impact of this issuance on the bank's capital structure and existing shareholder dilution.
  • Check subsequent filings for the final closing details of the preferred share offering.