Business Context and Reporting Period
Company: Bank of the James Financial Group, Inc.
Filing Type: Form 8-K (Current Report)
Report Date: April 30, 2011
Reporting Period: Fiscal quarter ended March 31, 2011 (First fiscal quarter).
Key Financial Metrics
The filing serves as a notification of the issuance of a press release regarding earnings for the quarter ended March 31, 2011. The specific financial data (revenue, profit, cash flow, margins, debt, and liquidity) is contained within the attached press release (Exhibit 99.1) and is not detailed in the body of this Form 8-K text. Therefore, the filing text does not provide clear values for these metrics.
Material Changes
No material changes to financial condition or operations are described in the text of this filing. The document solely references the announcement of quarterly results.
Guidance, Outlook, and Risks
Management Commentary: The Company issued a press release on April 30, 2011, announcing earnings for the first fiscal quarter.
Legal Disclaimer: The information in this Current Report, including the attached press release, is not considered "filed" for purposes of Section 18 of the Exchange Act and is not subject to the liabilities of that section. It shall not be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release dated April 30, 2011) for specific revenue, net income, and earnings per share figures.
- Verify the Company's liquidity position and loan portfolio quality in the full quarterly report referenced by the press release.
- Confirm that the press release details are not incorporated by reference into other SEC filings due to the specific disclaimer in Item 2.02.