For the quarter ended March 2026, Chubb (CB) reported revenue of $15.3 billion, up 11.9% over the same period last year. EPS came in at $6.82, compared to $3.68 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $14.85 billion, representing a surprise of +2.97%. The company delivered an EPS surprise of +5.31%, with the consensus EPS estimate being $6.48.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Chubb performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Global Reinsurance - Combined ratio: 76% compared to the 80% average estimate based on six analysts. Total P&C (Property and Casualty) - Policy acquisition cost ratio: 20% compared to the 19.5% average estimate based on six analysts. North America Agricultural Insurance - Combined ratio: 37.5% versus the six-analyst average estimate of 85.4%. North America Agricultural Insurance - Loss and loss expense ratio: 27.9% compared to the 75.4% average estimate based on six analysts. Net premiums written- North American Personal P&C Insurance: $1.68 billion versus $1.67 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +8.3% change. Adjusted Net investment income- Overseas General Insurance: $300 million compared to the $307.97 million average estimate based on six analysts. The reported number represents a change of +6.8% year over year. Adjusted Net investment income- Global Reinsurance: $108 million versus the six-analyst average estimate of $86.42 million. The reported number represents a year-over-year change of +54.3%. Net premiums written- Global Reinsurance: $363 million versus $403.78 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a -11% change. Net premiums written- Overseas General Insurance: $4.47 billion versus $4.24 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +14.4% change. Adjusted Net investment income- North America Agricultural Insurance: $26 million versus $23.02 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +8.3% change. Adjusted Net investment income- North American Personal P&C Insurance: $137 million versus $131.74 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +14.2% change. Adjusted Net investment income- North America Commercial P&C Insurance: $971 million versus $1.03 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +4.5% change.View all Key Company Metrics for Chubb here>>>
Shares of Chubb have returned +1.1% over the past month versus the Zacks S&P 500 composite's +9.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Beyond Nvidia: AI's Second Wave Is Here
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This article originally published on Zacks Investment Research (zacks.com).