For the quarter ended March 2026, Farmers National Banc (FMNB) reported revenue of $56.26 million, up 25.9% over the same period last year. EPS came in at $0.45, compared to $0.39 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $55 million, representing a surprise of +2.28%. The company delivered an EPS surprise of +22.72%, with the consensus EPS estimate being $0.37.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Farmers National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 64% versus the three-analyst average estimate of 59.8%. Average Earning Assets [$M]: $5.55 billion versus $5.29 billion estimated by three analysts on average. Net Interest Margin: 3.1% versus the three-analyst average estimate of 3.2%. NCOs/ Average Loans: 0.1% versus the two-analyst average estimate of 0.1%. Total Noninterest Income: $13.69 million compared to the $12.73 million average estimate based on three analysts. Service charges on deposit accounts: $1.97 million compared to the $2.08 million average estimate based on two analysts. Net Interest Income ( tax-equivalent ): $43.3 million versus the two-analyst average estimate of $41.98 million. Retirement plan consulting fees: $0.89 million compared to the $1.02 million average estimate based on two analysts. Net Interest Income: $42.57 million versus $42.42 million estimated by two analysts on average. Trust fees: $3.03 million versus $2.93 million estimated by two analysts on average.View all Key Company Metrics for Farmers National here>>>
Shares of Farmers National have returned +6.8% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.Beyond Nvidia: AI's Second Wave Is Here
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Farmers National Banc Corp. (FMNB): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).