QCR Holdings (QCRH) reported $90.39 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 17.6%. EPS of $1.99 for the same period compares to $1.53 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $93.65 million, representing a surprise of -3.48%. The company delivered an EPS surprise of +11.8%, with the consensus EPS estimate being $1.78.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how QCR Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin (GAAP): 3.2% compared to the 3.6% average estimate based on three analysts. Efficiency Ratio (Non-GAAP): 57.7% versus the three-analyst average estimate of 56.4%. Average Balance - Total earning assets: $8.64 billion versus $8.66 billion estimated by two analysts on average. Net charge-offs as a % of average loans/leases: 0.1% compared to the 0.2% average estimate based on two analysts. Gains on sales of residential real estate loans: $0.61 million versus the three-analyst average estimate of $0.59 million. Total noninterest income: $22.95 million versus $26.17 million estimated by three analysts on average. Deposit service fees: $1.97 million versus the two-analyst average estimate of $2.2 million. Capital markets revenue: $10.7 million versus $12.88 million estimated by two analysts on average. Net interest income - tax equivalent (non-GAAP): $76.29 million versus the two-analyst average estimate of $77.19 million. Net Interest Income: $67.44 million compared to the $66.62 million average estimate based on two analysts.View all Key Company Metrics for QCR Holdings here>>>
Shares of QCR Holdings have returned +8.1% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.Beyond Nvidia: AI's Second Wave Is Here
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This article originally published on Zacks Investment Research (zacks.com).