First Hawaiian (FHB) reported $231.27 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 6.3%. EPS of $0.60 for the same period compares to $0.58 a year ago.
The reported revenue represents a surprise of +1.48% over the Zacks Consensus Estimate of $227.91 million. With the consensus EPS estimate being $0.60, the company has not delivered EPS surprise.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Hawaiian performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net charge-offs: 0.1% versus the three-analyst average estimate of 0.1%. Total Non-Accrual Loans and Leases: $39.5 million versus $39.42 million estimated by three analysts on average. Net interest margin: 3.3% compared to the 3.2% average estimate based on three analysts. Efficiency Ratio: 56.2% versus the three-analyst average estimate of 56.1%. Average Balance - Total Earning Assets: $21.19 billion versus the three-analyst average estimate of $21.45 billion. Total Non-Performing Assets: $39.5 million versus the three-analyst average estimate of $40.75 million. Total Noninterest Income: $60.28 million versus $54.58 million estimated by three analysts on average. Net Interest Income (FTE): $171.9 million compared to the $173.33 million average estimate based on three analysts. Net Interest Income: $170.99 million compared to the $172.67 million average estimate based on three analysts. Service charges on deposit accounts: $8.32 million versus the two-analyst average estimate of $8.28 million. Other service charges and fees: $14.41 million versus $14.01 million estimated by two analysts on average. Noninterest income- Other: $6.01 million versus the two-analyst average estimate of $2.64 million.View all Key Company Metrics for First Hawaiian here>>>
Shares of First Hawaiian have returned -2.2% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.7 Best Stocks for the Next 30 Days
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First Hawaiian, Inc. (FHB): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).