For the quarter ended September 2026, Home Bancorp (HBCP) reported revenue of $40.12 million, up 6% over the same period last year. EPS came in at $1.28, compared to $1.59 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $40.17 million, representing a surprise of -0.12%. The company delivered an EPS surprise of -15.23%, with the consensus EPS estimate being $1.51.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Home Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 65.6% versus 61.2% estimated by three analysts on average. Net Interest Margin: 4.2% versus 4.3% estimated by three analysts on average. Annualized YTD net loan recoveries (charge-offs) to average loans: -0.1% versus 0.1% estimated by two analysts on average. Total Average Interest-Earning Assets: $3.36 billion versus the two-analyst average estimate of $3.38 billion. Total nonperforming assets: $53.74 million versus the two-analyst average estimate of $37.78 million. Total nonperforming loans: $42.17 million versus $26.58 million estimated by two analysts on average. Net Interest Income: $35.92 million compared to the $36.23 million average estimate based on three analysts. Total Noninterest Income: $4.2 million versus the three-analyst average estimate of $3.94 million. Gain on sale of loans, net: $0.15 million versus $0.34 million estimated by two analysts on average.View all Key Company Metrics for Home Bancorp here>>>
Shares of Home Bancorp have returned -3.9% over the past month versus the Zacks S&P 500 composite's +1.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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Home Bancorp, Inc. (HBCP): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).