Business Context and Reporting Period
Company: First Northern Community Bancorp
Filing Type: Form 8-K (Current Report)
Report Date: April 30, 2004
Period Covered: First Quarter of 2004
This filing serves as a current report to disclose the issuance of an earnings press release for the first quarter of 2004. The detailed financial results are contained in Exhibit 99.1, which is incorporated by reference.
Key Financial Metrics
The provided text is a cover sheet for the 8-K filing and does not contain specific numerical data regarding revenue, profit, cash flow, margins, debt, or liquidity. These figures are located in the referenced Exhibit 99.1 (Earnings Press Release), which is not included in the input text.
Material Changes
The filing text does not provide specific details on material changes versus the prior comparable period. It only confirms the release of Q1 2004 financial results.
Guidance, Outlook, and Risks
Regulation FD Disclosure: The company issued a press release on April 30, 2004, concerning Q1 2004 financial results. This information is intended to satisfy Item 12 (Results of Operations and Financial Condition) requirements under SEC Release No. 33-8216.
Legal Status: The information in this section and Exhibit 99.1 is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 and is not incorporated by reference into any Securities Act of 1933 filings.
Investor Verification Checklist
- Review Exhibit 99.1 (Earnings Press Release) for specific Q1 2004 revenue, net income, and earnings per share figures.
- Verify the company's liquidity position and loan portfolio quality as detailed in the full press release.
- Confirm any management commentary regarding future outlook or economic risks found in the referenced exhibit.
- Note that the 8-K text itself contains no financial data and relies entirely on the attached exhibit.