Business Context and Reporting Period
Company: First Northern Community Bancorp
Filing Type: Form 8-K (Current Report)
Date of Report: July 30, 2004
Reporting Period: Second Quarter of 2004
This filing serves as a current report to disclose the issuance of an earnings press release for the second quarter of 2004. The press release is included as Exhibit 99.1 and incorporated by reference under Regulation FD.
Key Financial Metrics
The provided filing text acts as a cover document and does not contain specific numerical data regarding revenue, profit, cash flow, margins, debt, or liquidity. These figures are contained within the referenced Exhibit 99.1 (Earnings Press Release), which is not included in the input text.
Material Changes
The filing text does not provide specific details on material changes versus the prior comparable period. It only confirms the release of financial results for the second quarter of 2004.
Guidance, Outlook, and Risks
Management Commentary: The filing notes the issuance of a press release concerning financial results but does not include the text of the commentary, guidance, or outlook.
Risks and Contingencies: No specific risks or contingencies are detailed in this excerpt.
Unusual Items: None reported in this excerpt.
Investor Verification Checklist
- Review Exhibit 99.1 (Earnings Press Release) for specific Q2 2004 financial figures.
- Verify the company's net income, earnings per share, and total assets as reported in the press release.
- Check for any forward-looking statements or guidance included in the full press release text.
- Confirm the status of the company's regulatory compliance and capital adequacy ratios in the full report.