BAFN

Business Context and Reporting Period

Company: BayFirst Financial Corp. (NASDAQ: BAFN), parent company of BayFirst National Bank.
Filing Type: Form 8-K (Current Report)
Date of Report: March 31, 2026
Event: Regulation FD Disclosure announcing the schedule for the First Quarter 2026 earnings release.

Key Financial Metrics

The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. This report serves solely as a notification of the upcoming earnings announcement date.

Material Changes

No material financial changes or operational updates are detailed in this filing. The document contains no comparative data versus prior periods.

Guidance, Outlook, and Management Commentary

Earnings Schedule:

• Earnings Release Date: Thursday, April 30, 2026 (after market close).
• Conference Call Date: Friday, May 1, 2026, at 9:00 a.m. ET.

Access Details:

• Webcast: Available live under the Investor Relations tab at www.bayfirstfinancial.com.
• Dial-in: (800) 549-8228, Conference ID 37957.
• Replay: Available for one year on the company website.

Exhibits: The press release is attached as Exhibit 99.1.

Investor Verification Checklist

• Verify the actual earnings figures and commentary during the conference call on May 1, 2026.
• Review the attached Press Release (Exhibit 99.1) for any preliminary qualitative updates not included in the 8-K body.
• Confirm the company's status as an emerging growth company (indicated as checked in the filing).