Business Context and Reporting Period
Company: Bank of the James Financial Group, Inc.
Filing Type: Form 8-K (Current Report)
Report Date: January 28, 2011
Reporting Period: Fiscal quarter ended December 31, 2010 (Fourth Fiscal Quarter).
Key Financial Metrics
The filing serves as a notification of the issuance of a press release regarding the fourth fiscal quarter results. The specific numerical values for revenue, profit, cash flow, margins, debt, and liquidity are not contained within the text of this Form 8-K; they are referenced as being included in the attached Exhibit 99.1 (Press Release).
Material Changes
The filing does not detail specific material changes or comparative financial data versus prior periods. It solely confirms the announcement of earnings for the period ended December 31, 2010.
Guidance, Outlook, and Risks
Management Commentary: The Company issued a press release on January 28, 2011, announcing its earnings.
Legal Disclaimer: The information in this report and the attached press release is not considered "filed" for purposes of Section 18 of the Exchange Act and is not subject to the liabilities of that section. It shall not be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.
Guidance/Risks: No specific guidance, outlook, risks, or contingencies are detailed in the body of this filing.
Investor Verification Checklist
- Review the attached Exhibit 99.1 (Press Release) for specific revenue, net income, and earnings per share figures.
- Verify the Company's liquidity position and debt levels in the full press release or subsequent 10-Q/10-K filings.
- Note that this 8-K filing itself does not constitute a "filed" document for liability purposes under Section 18 of the Exchange Act.