Business Context and Reporting Period
Company: Bank of the James Financial Group, Inc.
Filing Type: Form 8-K (Current Report)
Date of Report: July 22, 2004
Reporting Period: Second quarter ended June 30, 2004
This filing serves as a notification that the company issued a press release on July 21, 2004, announcing its second-quarter earnings results. The detailed financial data is contained within the attached press release (Exhibit 99.1) rather than the body of this 8-K.
Key Financial Metrics
The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are referenced as being detailed in the attached press release (Exhibit 99.1).
Material Changes
The filing does not contain specific data regarding material changes versus the prior comparable period. It solely references the issuance of the earnings announcement.
Guidance, Outlook, and Risks
The filing text does not provide management commentary, guidance, outlook, risks, contingencies, or details on unusual items. These elements are presumed to be within the attached press release.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release dated July 21, 2004) for specific Q2 2004 earnings figures.
- Verify revenue, net income, and earnings per share against the prior quarter and year-over-year periods.
- Check for any forward-looking statements or guidance included in the press release.
- Confirm the absence of pro forma financial information or acquired business statements as noted in Item 7.