Business Context and Reporting Period
This filing is a Form 13F Information Table submitted by Citizens & Northern Corp. The reporting period covers holdings as of June 30, 2026. This document discloses the equity securities held by the company, which acts as an investment manager or institutional investor, rather than reporting the company's own operational financial results.
Key Financial Metrics and Portfolio Composition
The filing details a diversified portfolio of common stocks and exchange-traded funds (ETFs). Key metrics include:
- Total Holdings Disclosed: The table lists approximately 100 distinct issuers.
- Top Equity Holdings (by Share Count):
- Citizens & Northern Corp: 349,492 shares (Self-holding).
- Fidelity MSCI Real Estate Index ETF: 953,634 shares.
- iShares Core MSCI Emerging Mkts ETF: 340,138 shares.
- Dimensional U.S. Core Equity 2 ETF: 238,023 shares.
- iShares S&P MidCap 400 Index Fd: 217,637 shares.
- Top Equity Holdings (by Value):
- Nvidia Corp: $16,406,380.
- Apple Computer Inc: $15,486,837.
- Alphabet Inc Class C: $13,940,282.
- Amazon Communications Inc: $9,016,641.
- Advanced Micro Devices Inc: $7,388,013.
- Voting Authority: The company reports Sole voting authority for all listed positions. No shared or none voting authority is reported.
- Derivatives: No put or call options are reported in the "PRN AMT" columns.
Material Changes Versus Prior Period
The filing text provided does not contain comparative data from the prior quarter (March 31, 2026). Therefore, material changes in share counts or values versus the prior comparable period cannot be determined from this document alone.
Guidance, Outlook, and Risks
Management Commentary: This is a regulatory disclosure of holdings and does not contain management commentary, forward-looking guidance, or strategic outlook.
Risks and Contingencies: The filing includes a standard SEC disclaimer stating that the Commission has not reviewed the information for accuracy or completeness. No specific operational risks, legal contingencies, or unusual items are disclosed in this table.
Important Facts for Investor Verification
- Self-Holding: Citizens & Northern Corp holds 349,492 shares of its own common stock, valued at $8,146,666.
- Concentration in Tech: Significant value is concentrated in major technology firms, including Nvidia, Apple, Alphabet, Amazon, and Microsoft.
- ETF Exposure: A substantial portion of the portfolio is allocated to broad market and sector-specific ETFs, particularly in Real Estate, Emerging Markets, and U.S. Core Equity.
- Reporting Date: Verify that the June 30, 2026 date aligns with the company's fiscal calendar and current market conditions.
- Missing Data: This filing does not provide data on the company's own revenue, profit, cash flow, or debt levels; those metrics must be sought in the company's Form 10-K or 10-Q filings.