SEC Filing Summary: MVB Financial Corp. (8-K)
Business Context and Reporting Period
This Current Report on Form 8-K was filed by MVB Financial Corp. on January 24, 2005. The filing addresses "Other Events" (Item 8.01) and the submission of financial statements (Item 9.01). The report pertains to the relationship between MVB Financial Corp. and its subsidiary, The Monongahela Valley Bank, Inc., specifically referencing the bank's final 10-KSB filed with the FDIC on March 16, 2004, covering the period ended December 31, 2003.
Key Financial Metrics
The filing text does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. The document serves as a procedural filing to attach the subsidiary's 10-KSB to the Commission's records rather than reporting new financial data directly within the 8-K text.
Material Changes and Corporate Actions
- Stock Exchange: Effective January 1, 2004, The Monongahela Valley Bank, Inc. was acquired by MVB Financial Corp. through an exchange of bank stock on a one-for-one basis.
- Regulatory Filing: The subsidiary filed its final 10-KSB with the Federal Deposit Insurance Corporation (FDIC) on March 16, 2004.
Guidance, Outlook, and Risks
The filing contains no management commentary, forward-looking guidance, risk factors, or discussion of contingencies. It is strictly an informational filing to ensure the subsidiary's 10-KSB is available in the SEC's records.
Investor Verification Checklist
- Verify the contents of the attached Exhibit 99 (The Monongahela Valley Bank, Inc. 10-KSB) for actual financial performance data as of December 31, 2003.
- Confirm the details of the one-for-one stock exchange completed on January 1, 2004, to understand the capital structure impact.
- Review the FDIC filing status of The Monongahela Valley Bank, Inc. as of March 16, 2004.