Business Context and Reporting Period
OceanFirst Financial Corp. filed this Form 8-K on October 23, 2014, to report financial results for the quarter ended September 30, 2014. The filing serves as a current report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.
Key Financial Metrics
The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are contained within the attached press release (Exhibit 99.1) referenced in Item 2.02 but are not detailed in the body of this 8-K document.
Material Changes and Other Events
Item 8.01 reports that the Board of Directors declared a regular quarterly cash dividend of $0.13 per share on the Company's outstanding common stock. The dividend is payable on November 14, 2014, to stockholders of record as of the close of business on November 3, 2014.
Guidance, Outlook, and Risks
The filing text does not contain management commentary, forward-looking guidance, specific risk factors, or details on contingencies and unusual items. Such information is presumed to be in the attached press release (Exhibit 99.1).
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release dated October 23, 2014) for specific quarterly revenue, net income, and earnings per share figures.
- Verify the record date (November 3, 2014) and payment date (November 14, 2014) for the $0.13 per share dividend.
- Check the press release for any updates on loan portfolio quality, non-performing assets, or regulatory capital ratios.