Business Context and Reporting Period
OceanFirst Financial Corp. filed this Form 8-K on October 22, 2009, to announce financial results for the quarter ended September 30, 2009. The filing references a press release (Exhibit 99.1) for detailed operational data.
Key Financial Metrics
The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are contained within the referenced press release (Exhibit 99.1) but are not detailed in the body of this 8-K report.
Material Changes
The filing does not explicitly detail material changes in financial performance versus the prior comparable period. It serves primarily as a notification of the results announcement and a dividend declaration.
Guidance, Outlook, and Other Events
- Dividend Declaration: The Board of Directors declared a regular quarterly cash dividend of $0.20 per share on outstanding common stock.
- Payment Details: The dividend is payable on November 13, 2009, to stockholders of record as of the close of business on November 2, 2009.
- Outlook and Risks: The filing text does not contain specific management commentary, forward-looking guidance, risk factors, or unusual items.
Investor Verification Checklist
- Review the attached press release (Exhibit 99.1) for specific Q3 2009 financial figures (revenue, net income, EPS).
- Verify the record date (November 2, 2009) and payment date (November 13, 2009) for the $0.20 per share dividend.
- Confirm the company's liquidity position and loan portfolio quality in the full quarterly report referenced by this filing.