Business Context and Reporting Period
Company: OceanFirst Financial Corp.
Filing Type: Form 8-K (Current Report)
Date of Report: January 19, 2005
Reporting Period: The filing references financial results for the three and twelve months ended December 31, 2004, announced on January 20, 2005.
Key Financial Metrics
This Form 8-K serves as a notification of events and does not contain specific financial data tables. The filing references a press release (Exhibit 99.1) for detailed results.
- Dividend Declaration: A quarterly cash dividend of $0.20 per share was declared.
- Payment Date: February 11, 2005.
- Record Date: January 28, 2005.
- Revenue, Profit, Cash Flow, Margins, Debt, Liquidity: The filing text does not provide clear values for these metrics; they are contained in the referenced press release.
Material Changes and Corporate Actions
- Board of Directors Change: Joseph J. Burke, CPA, was elected as a director to fill the unexpired term of Frederick E. Schlosser, who was elected Director Emeritus.
- Financial Results Announcement: The Company announced its results for the three and twelve months ended December 31, 2004.
Guidance, Outlook, and Risks
The filing text does not provide specific guidance, outlook, management commentary, risks, contingencies, or unusual items. These details are expected to be found in the attached press release (Exhibit 99.1).
Investor Verification Checklist
- Review the attached Press Release (Exhibit 99.1) for specific revenue, net income, and earnings per share figures for the period ended December 31, 2004.
- Confirm the impact of the $0.20 per share dividend on the company's cash position.
- Verify the background and qualifications of the newly elected director, Joseph J. Burke, CPA.
- Check for any material changes in the company's loan portfolio or liquidity ratios detailed in the full earnings release.